Educational UK holiday-let analysis

Analyse any UK holiday let before you buy.

Estimate income, costs, mortgage impact and break-even occupancy with a practical deal screen built for cottages, lodges, Airbnb-style lets and serviced accommodation.

Use the free calculator View report + spreadsheet

No live scraping

No income promises

Transparent assumptions

Example deal screen

Coastal cottage

Base case

Gross income

£42k

Operating costs

£18.5k

Mortgage cost

£12k

Risk rating

Caution

Key question

Can it cover costs at 43% occupancy?

Break-even and return estimates are shown before you commit to an offer.

Example figures are illustrative only and are not a forecast.

Free deal checklist

Not ready for the full report? Start with the free checklist.

Get a practical UK holiday-let deal checklist you can use before viewings, broker calls or making an offer. It helps you capture the assumptions that decide whether a property is worth deeper analysis.

Check demand, seasonality and local restrictions before relying on revenue estimates.

List the running costs that often get missed in first-pass deal screening.

Compare the property against your base, cautious and downside assumptions.

View checklist page

Built for UK holiday-let buyers

Focused on cottages, lodges, serviced accommodation and short-stay properties where seasonality matters.

Costs, mortgage and agency fees

Include cleaning, platform fees, management, utilities, insurance, maintenance and finance assumptions.

Best/base/worst-case scenarios

Stress-test a property before you rely on a single optimistic annual income figure.

Spot weak deals early

Estimate break-even occupancy, net cashflow and cash-on-cash return before making an offer.

Illustrative example

See the moving parts before they surprise you.

A good-looking gross revenue figure can hide high operating costs, cleaning losses, finance costs or a fragile break-even point. The calculator keeps each assumption visible.

Educational use only

This tool is for educational and illustrative purposes only and does not constitute financial, mortgage, tax, investment, or legal advice.

Example figures are illustrative only and are not a forecast.

Purchase price

£250,000

Gross revenue

£42,000

Operating costs

£18,500

Mortgage

£12,000

Estimated net cashflow

£11,500

Illustrative only. Real outcomes depend on your assumptions and costs.

Deal quality checks

Better than a single optimistic revenue estimate.

A holiday let can look attractive on gross bookings and still be weak after finance, management, cleaning, setup and maintenance. The site is designed to make the fragile assumptions visible early.

Start a deal screen

Does the property still work after agency fees and cleaning losses?

How much revenue is needed before the mortgage is covered?

Is the return driven by a realistic base case or only an optimistic one?

How long does the furnishing and setup cost take to pay back?

How it works